If you’ve fallen behind on your payments because of some form of hardship or because your payments have increased you may qualify for a loan modification. There are several government and lender-specific programs which can help you lower your payments get you back on track. S.H.M.M. offers you a free no-obligation consultation to see if a loan mod is right for you. Just contact us and we’ll examine your situation to see how we can help. Don’t lose your home to foreclosure, there may be another way!